Products

CERTIFICATES OF DEPOSIT

This disclosure contains information about terms, fees, and interest rates for some of the accounts we offer. Interest Rates and Annual Percentage Yields are available by clicking on "Rates & Fees", then "Rates". For certificates of deposit of $100,000 or more, call (775) 753-3800 or toll free (887) 226-5482.

Certificates of deposit are available in Maturities ranging from 30 days to 60 months. Interest rates are determined and set by bank management, and are subject to change without notice. The daily balance method is used to calculate interest.

Limitations: A deposit of $100 or more is required to open a certificate of deposit. If you withdraw any of the principal before the maturity date, a penalty will be imposed which will lower the amount of interest earned, and in some instances may negatively impact the principal. The balance may not drop below the minimum amount required to open the account. You may elect to have your interest paid to you either by check, deposited into another account, or added (compounded) into the principal balance of the certificate.